Two models
Each owner selects one of two return models.
Guaranteed Model
A fixed annual return of 5%, 5.5% and 6% over the first three years. The return is paid regardless of how the resort trades, which makes the income stable and predictable from the day the residence enters the programme.
Dynamic Model
A performance-based return tied to operating revenue, with yields of up to 10% depending on seasonal occupancy. The ceiling is higher and the floor is not fixed - this model rewards strong seasons rather than smoothing them.
Which one suits whom
The Guaranteed Model is the conservative choice: a known number, insulated from occupancy risk, useful if the residence is being bought against a defined financial plan.
The Dynamic Model takes on occupancy risk in exchange for upside. In a market growing the way Crete is, that trade is the one worth considering - but it is a trade, and it should be made deliberately.
Your 30 days
Both models include 30 days of personal use per year. Owners who opt out of personal use receive an additional month of returns instead.
That option is worth costing properly. Thirty nights at comparable local rates is a real number, and for an owner who is unlikely to travel to Crete every year, converting it into return is usually the better arithmetic.
Run the numbers
The calculator on the home page projects returns for each model against the starting acquisition cost, including the value of the 30-night stay as a benefit in kind.
Projected returns are estimates based on current assumptions and do not constitute a guarantee of future performance. Actual results may vary.
If you prefer full personal use
Any owner who does not wish to participate in the investment model can keep their home and manage it as they prefer. In that case they will need to:
- Contribute proportionally to common expenses, including the cleaning and maintenance of shared areas, lighting, security and garden upkeep.
- Cover the cost of installing utility meters for electricity and water, and pay the corresponding monthly bills.
- Pay for pool maintenance, which is carried out by the management company's specialised team and charged to the owner.
- Pay for any hotel services they wish to receive that are otherwise provided to investment model participants.
The residence is still yours, in full. It simply stops being an income-producing asset and starts being a holiday home with running costs.
